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wholesale stone jewelry best stire Suzhou will start the "Double 12 Suzhou Shopping Festival" event on December 12. Recently, Suzhou also released news that it will issue a total of 20 million yuan of digital RMB consumption red envelopes to citizens who meet the requirements. The amount of each red envelope is 200 yuan, a total of 10 red envelopes. The distribution method is a lottery lottery. At that time, some of the citizens who participate in the lottery will be selected into the experience activities of offline wallets. Maybe after seeing this news, in addition to envy the Suzhou people, the question of "what is the digital RMB" will be continuously mentioned. So, what exactly is digital RMB? What is the difference between Alipay and WeChat we usually use?
I. What is digital RMB Digital RMB is DigicCy, which is a legal currency in the form of digital -based forms issued by the People's Bank of China. Digital currencies are involved in their operations and exchanges by designated operating agencies. Its foundation is a broad account system, which is equivalent to our daily use of banknotes and coins. It has the characteristics of legal and value, and also supports controllable anonymous methods.
If in terms of use, the use of digital RMB is not much different from banknotes. The advantage is that it is not necessary to rely on bank accounts and payment accounts. As long as your mobile phone has a digital currency wallet, it can be used normally, and the digital currency wallet has dual offline technology, which means that it can be used normally when the phone has no signal. The method of use is also particularly simple. Just touch the phone and the transfer or payment can be completed in an instant. Of course, the premise here is that the mobile phone has been installed with a digital currency wallet.
. What is the difference between digital RMB and Alipay and WeChat? Although digital RMB and Alipay, WeChat, on the surface, are mobile payment, which is essentially a huge difference.
1. In terms of legal power, the effectiveness and security of digital RMB are the best. Alipay and WeChat are essentially just a third -party payment tool, which does not have legal status. Digital RMB is the replacement of banknotes, and its functions and attributes are the same as banknotes. Digital RMB is issued by the central bank and has the same legal repayment as the RMB. To put it simply, once WeChat and Alipay companies have problems, your funds may have problems at the same time, and digital RMB will not have such hidden dangers.
2. In terms of usage, if there is no signal of the mobile phone, WeChat or Alipay cannot be used, but the digital RMB has a dual offline function and can be paid without information between both parties. In other words, as long as the mobile phone has electricity, transactions can be achieved everywhere.
3. Functionally speaking, the digital RMB currently revealed is controllable. This is not available in WeChat and Alipay. Because the latter uses the user's bank account deposit, and digital currency is a banknote replacement method, no bank account is required.
The above three points are the main differences between digital RMB and Alipay and WeChat. In addition, the emergence of digital RMB will not threaten the existence of Alipay or WeChat. Digital RMB will not completely replace banknotes in a short time. After the official launch of the digital RMB, the public can choose to use traditional banknotes or digital RMB. It is also possible to choose two coexistence. It is reported that from May, in some areas of Suzhou, a small part of the salary of civil servants is paid with digital RMB, and most of the remaining parts are still paid in traditional ways, so the two are not contradictory.
wholesale crystal jewelry boxes Digital RMB is equivalent to some paid platforms, or government cities to give residents a feedback, a form of consumer vouchers to promote residents' consumption.
ace fashion jewelry wholesale san antonio Digital people's name coins refer to a virtual currency form that can be circulated in a large area like cash, which are mainly used in electronic payment.
rsvp jewelry wholesale Digital renminbi refers to non -real RMB, but digital RMB is equivalent to RMB.
wholesale jewelry in bulk The 20 million -digital RMB consumption red envelopes issued by Suzhou are the form of currency electronic and can be used to buy online or offline consumer products and services.